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Aggressive Personal Injury Advocacy

The Other Driver Doesn't Have Insurance! Now What?

Contact an Uninsured Motorist Attorney in Minneapolis

Despite the fact that drivers in Minnesota are required by law to carry insurance for their vehicles, many individuals scoff at the rules and continue to drive their cars without insurance. Not only are such actions illegal, but they may put your financial future at risk if you ever suffer an injury in an accident caused by an uninsured driver―especially if your injury leaves you unable to work and with significant amounts of medical expenses.

Fortunately, however, even if the at-fault driver doesn't have any insurance―or not enough to cover all of your damages―you may still have options available following a serious car accident. Specifically, you may be able to file a claim under your own policy's uninsured/underinsured motorist (UM/UIM) coverage.

Find out more when you contact our Minneapolis uninsured driver attorneys at Meshbesher & Associates. Call the firm at (612) 200-1526 for a free consultation.

What Happens If the At-Fault Driver Doesn't have Insurance?

UM/UIM coverage provides protection if you ever suffer an injury in an accident caused by a driver who has little liability coverage or none at all. You may also be able to file a claim for UM/UIM benefits in situations in which you are unable to find the at-fault driver, such as a hit-and-run accident. Essentially, UM/UIM coverage exists to protect you from two things you have no control over: how well or poorly other motorists drive, and how much liability insurance those motorists carry.

Your UM/UIM coverage may compensate you for several types of damages related to your car crash, including:

  • Past and future medical expenses
  • Lost wages
  • Pain and suffering

For example, if you are in a collision with an uninsured driver―or a driver who only carries the legally required minimum in liability insurance―your UM/UIM coverage is there to compensate you for the damages you would otherwise be able to recover from the at-fault driver, but are unable to do since his or her liability coverage is either entirely lacking or insufficient. However, it is important to remember that your own insurance company will only pay up to the UM/UIM limits that you purchased, which are commonly $50,000, $100,000 and $250,000.

Discuss Your Case with Meshbesher & Associates Today

While there are several things you should do following a car accident, one of the most crucial tasks is to contact an experienced Minneapolis car accident attorney. At Meshbesher & Associates, we will carefully investigate the circumstances of your accident and help ensure your insurance claim is properly filed. Simply put, we will work to help you obtain the maximum recovery for your injuries so you do not find yourself still having to pay a significant amount of money out of your own pocket.

In our experience, there is an undeniable correlation between irresponsibility behind the wheel and irresponsibility in maintaining auto insurance. Therefore, if you or a family member has been involved in an accident with an uninsured motorist or hit-and-run driver, you need a law firm you can trust―you need Meshbesher & Associates.

Contact us today for a free consultation with one of our lawyers. You can reach our office by calling (612) 200-1526.

Client Testimonials

  • “The team at Meshbesher and Associates helped me get through the rough road and I was treated like family not a client. They helped me every step of the way, whenever I had concerns or questions they were always there for me and I never forget that.”


  • “Following my son being arrested I called Steve Meshbesher on a Saturday afternoon. We met an hour later at his office. Steve and his staff at Meshbesher & Associates were very helpful and organized. Steve is an incredibly talented criminal defense attorne”


  • “ I walked away from the case an innocent and free man, and I can now petition the court to seal all of the records related to the charges. Thank you Meshbesher & Associates!”


  • “Couldn’t be happier”

    Scott h

  • “Meshbesher & Associates helped me every step of the way, whenever I had concerns or questions they were always there for me and I will never forget that.”

    Former Client

Why Choose Meshberger & Associates?

  • Trusted Legal Insight & Experience

  • Proven Track Record for Results

  • Diligent Legal Advocates

  • Personalized Case Attention